National average rates updated every business day. Your actual rate depends on your credit score, loan size, down payment, and lender. Get yours personalized in minutes.
National averages reflect a typical borrower profile. Your actual rate is based on your credit score, down payment, loan type, and the lender we match you with from our network.
As a broker, we access wholesale pricing — the same rates banks use internally — and pass the savings to you. That's typically 0.25–0.5% lower than retail bank quotes.
Once you're under contract, we lock your rate to protect you from market movement. We'll tell you exactly when to lock based on where rates are heading.
We shop 90+ wholesale lenders to find your actual best rate. No hard credit pull to get started.
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If rates drop, so could your payment. We monitor the market and tell you when to act.
Wholesale pricing passed directly to you — better than any single bank can offer.
Most buyers qualify for $5,000–$15,000+ in assistance. We find every program and stack them.