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Grant Programs · Georgia &

Stack grants and save thousands

Most buyers qualify for assistance they never applied for. We find every program, stack them, and apply them at closing.

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FHLB Atlanta — AHP Homeownership Grant

Up to $7,500

Federal Home Loan Bank of Atlanta grant for qualifying first-time buyers. Never repaid — true grant money applied directly to your down payment or closing costs.

✓ First-time buyers✓ Income limits apply✓ Georgia & Southeast

Georgia Dream Homeownership Program

Up to $5,000

Georgia's state housing finance program offering down payment assistance to eligible homebuyers. Pairs with most loan types including FHA and conventional.

✓ Georgia residents✓ Income limits apply✓ 30-year fixed loans

NHF Sapphire Grant

Up to 5% of loan

National Homebuyers Fund provides down payment and closing cost assistance as a true grant — never repaid. Available through participating lenders.

✓ No repayment required✓ FHA & conventional

Lender Credits

Varies

We can often negotiate lender credits that offset closing costs — reducing what you bring to the table. In exchange for a marginally higher rate, this tradeoff often makes sense for buyers short on cash.

✓ All buyers✓ Reduces closing costs✓ Negotiated at closing

Most buyers qualify for 2–3 programs

We'll run your full eligibility profile at no cost — same day.

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More ways to win
than ever before

Lifetime savings

If rates drop, so could your payment. We monitor the market and tell you when to act.

90+ lenders competing

Wholesale pricing passed directly to you — better than any single bank can offer.

Grants most miss

Most buyers qualify for $5,000–$15,000+ in assistance. We find every program and stack them.

See What I Qualify For