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Cash-Out Refinance

Your home's equity. Your money to use.

Access the equity you've built at mortgage rates — far cheaper than credit cards, personal loans, or HELOCs from most banks.

See How Much I Could Access

Fund renovations

Kitchen, bath, addition — use your equity to improve the home that's already building your wealth.

Consolidate high-interest debt

Pay off credit cards and personal loans at mortgage rates — significantly lower than consumer debt rates.

Education or investment

Fund college tuition or invest in a second property using equity you've already built.

Access up to 80% LTV

Most cash-out programs allow you to borrow up to 80% of your home's appraised value.

How much could you access?

Example: Home worth $450,000 with $280,000 remaining mortgage balance

Home value$450,000
80% LTV limit$360,000
Current balance$280,000
Cash available$80,000
Calculate My Cash-Out Amount →

More ways to win
than ever before

Lifetime savings

If rates drop, so could your payment. We monitor the market and tell you when to act.

90+ lenders competing

Wholesale pricing passed directly to you — better than any single bank can offer.

Grants most miss

Most buyers qualify for $5,000–$15,000+ in assistance. We find every program and stack them.

See What I Qualify For