The property type affects your interest rate, down payment requirements, and which loan programs you qualify for. Primary residences typically get the best rates.
When do you plan to buy?
ASAP — I’m already shopping
Within 3 months
3–6 months
Just exploring for now
Do you have a loan type in mind?
Conventional
FHA (low down payment)
VA (military / veteran)
Not sure — help me decide
No worries — this is exactly what we help with. Here’s a quick guide:
Conventional: Best if you have 5–20%+ down and good credit (620+)
FHA: Great for first-timers with 3.5% down and credit as low as 580
VA: Zero down, no PMI — available to eligible military & veterans
Not sure? Pick this and Julie will match you to the best option
Tell us about the property
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Grants available — you may qualify for $5k–$15k in assistance.
No problem — enter your best estimate. We can update these numbers once you find a home. This helps us give you an accurate pre-approval range.
A quick look at your finances
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Absolutely. We use bank-level encryption and never sell your data. This is used only to match you with the right loan program and give you an accurate rate quote.
Last step — how do we reach you?
You’re all set, we’ll be in touch soon!
Julie will review your information and reach out within 1 business day with personalized loan options and your pre-approval range.